For some of our patients, now is the open enrollment for your 2019 dental insurance employer plans. Seeing changes in your dental coverage is not unusual. As companies re-negotiate their contracts with insurance providers, you may see a shift in your family’s coverage, which we know can be confusing and frustrating. It can be for dental offices as well!

But, not to worry, Germantown Cosmetic and Family Dentistry accepts a wide range of insurance plans — and we have an affordable dental plan for those without dental insurance.

Your employer may be presenting you with new or changing dental plans, read the fine print so you know all you need to know.

What Questions to Ask About a Different Dental Insurance Plan:

Can you pick your own dentist or do you have to use a dentist from a pre-determined list of dentists?

Can you stay with your current family dentist office or will you have to change dentists? (See info on in-network vs. out-of-network below.)

What routine and major dental care will be covered (including cleanings, x-rays, surgery, and orthodontics)?

Will a pre-existing condition prevent you from having dental care paid for by the insurance company?

If you find your employer’s dental insurance is not what you want, call our office to see what we can offer you. At Germantown Cosmetic and Family Dentistry, we are happy to work with you whether we are an in-network provider, out-of-network provider, or you don’t have an employer insurance plan at all.

If you have any questions regarding new options, please call Crystal at 901-347-3527 to make sure the offered dental plan will be best for you at our office.